All results
Case file
580 to 690 in ninety days
- Service
- Credit Repair
- Timeline
- 3 months
- Logged
- 2025-06-18
Walked in with
A 580 score, two collections sitting on the report from 2021, and a denied auto loan the client needed for work.
What we did
Filed disputes on both collections, moved to direct creditor validation when the bureaus verified them, and set a payoff plan that held utilization under ten percent while the rounds played out.
Where they landed
690 at ninety days. Both collections came off the report and the auto loan was approved at a workable rate.
“Three months, two collections gone. I stopped dreading the mailbox.”